Self-Victimised by the Credit Mania and Derivation of Pseudo Happiness

When i took my baby steps into the corporate world, everything seemed rosy ! I had a pay package which was 2 Digits + Pocket Money Figures ! if i were to be more mathematically-Correct : My Salary was square times my pocket money ! Boy, that was a time, i saw the whole world unfold in front of my squint eyes ! (No No i m not squint physical-appearance per se, but were squinted with the Bright Sun which came along with the revelation of the unfolding of the whole New BIG world !)

This part of my story is called The AWAKENING !

Then with the money came the aspirations of doing a lot of things, which i only dreamed of my in college years ! Shopping, Dating a lot of Women(Paying for once) & Of course, Partying in the creme de la creme spots ! Damn i could afford it now !

I took my women to the best places & brought the most thought-off gifts ! Wore the best of brands(i still do & but not in degree of the above stated magnanimity).In a nut-shell, ATE-DRANK& MADE MERRY !

This part of my story is called Psuedo Happiness !

It was rosy for the first few months, where i could make ends meet and then i was smitten by a Bug called Credit Cards(which has bitten many of us, i mean most of us)...In efforts to take my Psuedo lifestyle to the next level, i bought in the crap that the Credit Card Salesmen said, Life-Time Free Card, 45 Days Credit Period, Accident Insurance blah blah blah blah....Well, i thought(thought : is the word to note here) i had struck the chord between Financial Independence & Personal Bliss...

But then they came like Bangalore Monsoon Showers, the Credit card Statements ! Week on Week!!! It was so bad, that i dreaded getting back home ! Cos i would see a stack of them, neatly arranged on my table ! i tore all of them, but didnt have the audacity to cut my 3 Credit Cards...they were all overflowing with thier SAID LIMITS. My So-called Bomb of a salary was paid towards paying off interests of these cards, not even the Principal !

This part of my story is called Ignorance is Bliss !

Just in my Sophmore year at Work, thanks to the insightful talk from my fren, Zaid, i finally decided to cut them all (read : with a Heavy Heart). The day i cut them, i had like withdrawal symptoms, which was quite wierd...i didnt know this Credit thing had become a Habit, something like a contraband addiction!

But seriously, i was going thru this Self-Inflicted crap & Friends & Women were out like pub-hoppers walk out of a pub after 11:30....they moved out in Herds !!

Honestly speaking, realised who my true frenz were !!! At various junctures of life, world creates some circumstances that put YOU and PEOPLE around you to a COLD WATER TEST ! There are 3 possibilities to this :

• You & your close ones stay together in the cold water taking the warmthfrom each other to survive
• Close ones touch the cold water with thier toes and just walk back,stating they might catch a Cold
• The Smarter ones, see you way ahead , getting into this Water and theychange thier path completely
  

The ones that form the part of the 1st possibility are the ones who really measure up for your respect.

This part of my story is called Withdrawal symptoms of Credit living.

In this case, i surely have to mention my Ex-Girlfren's help(only one in this case) ! She was quite a Solid Support ! She never ever made me feel that i was Broke and miserable, she always made me look at the brighter side, that i had finally cut my cards ! Damn, i miss her and her optimism!

But like many things in life, people come make a Huge +ve Impact on your life and then walk in thier respective directions ! and its always important that we dont cry over the Empty space created by them in our lives, but the positivities of thier companionships they left !

We, Humans, very often cry about something we lost but how many times have we looked and take count of what we learnt/gained from it !

Well, i learnt my lessons and been off Credit for the last 3 Years now...now i feel lot more Financially stable and yes, when i dont have the money to spend, i stay at HOME ! Its a nice place u know ! :)

The moral of the story is you always learn from your mistakes, but do make it a important part of your life to learn from other's mistakes...

Last piece of advice : Dont go with flow of "Chill-dude-Life-is-to-be-lived-for-the-moment"

Cheers and Let buddha be with you !